Accidental Death and Dismemberment Benefits
Accident or accidental injury means injury that is the direct result of an unpremeditated event of external cause, independent of disease or bodily infirmity or other cause. The benefits for accidental death and dismemberment are:
- Life: Principle Sum
- Two limbs or both eyes or combination: Principle Sum
- One limb or one eye: 1/2 Principle Sum
Accidental Death and Dismemberment Exclusions:
No benefit will be paid for death or dismemberment caused by or resulting from:
- Suicide or self-inflicted injury, whether sane or insane.
- Travel or flight in an aircraft if the insured is lessee, owner, crew member, trainee or test pilot.
- Disease, physical or mental infirmity, medical or surgical treatment, bacterial or other infection, pregnancy, childbirth, or miscarriage.
- War or any act of war, whether declared or undeclared.
The benefit will be paid to the named beneficiary (or as provided in this policy) upon request of claim form and a certified death certificate or other satisfactory evidence showing that the insured has died.